Terms and Conditions
Last updated: February 2025
Please read these terms and conditions carefully before using Our Service.
1. Acknowledgment
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. By accessing or using the Service You agree to be bound by these Terms and Conditions.
2. Service Description
IsItFinanced provides users with a free outstanding finance check and vehicle history service for UK-registered vehicles. The service queries finance databases, DVLA data, and MOT history to indicate whether a vehicle has outstanding finance or active finance agreements. The data is sourced from our internal databases and third-party data providers including official finance company records, DVLA records, and police records.
3. Free Service & Paid Reports
The basic outstanding finance check is provided free of charge. Enhanced full vehicle history reports may be available at a fee. Where a fee is charged, all payments are processed through a secure third-party payment processor. We do not store your credit card details.
4. Accuracy of Information
The information provided by the Service is for informational purposes only and reflects the data available in our sources at the time of the query. While we strive for accuracy, we cannot guarantee the absolute correctness or completeness of the data. Finance records depend on timely reporting by finance companies, and some records may not yet be updated at the time of your search. The Company shall not be held liable for any decisions made based on the information provided by the Service.
5. Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
6. Termination
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.
7. Governing Law
The laws of the United Kingdom, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service.
Contact Us
If you have any questions about these Terms and Conditions, You can contact us by email: help@isitfinanced.co.uk